deposit: after deposit, the balance of electronic cash account cannot exceed the upper limit of 1 yuan RMB.

cash withdrawal: generally speaking, cash withdrawal is not allowed, and cash withdrawal can be made after the account is settled (that is, the card is deactivated, and the specific bank staff will judge), or cash withdrawal can be made in advance if the chip is damaged. After withdrawal, if the card is invalid, the electronic cash balance will be returned in cash; In other cases, the electronic cash balance will be returned to the credit account, which will be regarded as a repayment transaction, and the available amount will be increased in real time.