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Are bank cards called credit cards?

Bank cards are divided into debit cards and credit cards. Debit cards are the savings cards we usually use, and credit cards are commonly known as credit cards. Credit cards have overdraft credit limits, and credit cards have overdraft credit limits. The limit refers to the maximum amount that can be used by a credit card. The credit limit is based on a comprehensive assessment based on the information you filled in when applying for a credit card and the relevant supporting documents provided. The main card and supplementary card enjoy the same limit.

The credit limit will be adjusted regularly by the bank, but you can proactively provide relevant proof of financial resources to request adjustment of the credit limit. In addition, when you need a higher limit within a certain period of time when traveling abroad, moving to a new home, etc., you can request to increase the temporary credit limit.