1. identification. Generally, whether we go to the bank to apply for a credit card or apply online, the first step is to fill in personal identification information, and then take the front and back of the ID card and upload it to the website. If you are going to the business hall of the bank, you need to provide a copy of the original ID card, and the bank staff will take it to make a copy, and then the handler will sign it for the record.
2. Application form. There are two main application forms for handling credit cards, one is online electronic application form, and the other is paper application form. There are skills in filling in the credit card application form, and some conditions can be adjusted appropriately, such as the annual salary can be filled in a reasonable range, or the working time is preferably more than one year, or the contact person can choose a friend with better qualifications, etc., which will affect the initial amount of applying for a credit card. However, stick to the principle of honesty as much as possible, because once the bank finds out that you have submitted false information, you will not be able to apply for a card within six months, and you may also leave a credit stain.
3. Work certificate. The work certificate mainly refers to the bank's consideration of whether an individual has certain repayment ability. It can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company's official seal or personnel seal) or a copy of the work permit/card. It should be noted that the company's official seal is essential for printing on the company's letterhead paper, especially when the unit is relatively small. The monthly salary can be reported more appropriately, but remember not to be too high. Company income certificate, business card, and a copy of your badge can all prove your current position in the company.
4. Proof of personal financial resources. Personal financial resources include many kinds: the basic salary income can be directly provided with the bank's payroll records, and other income can be provided with income tax withholding certificates, or documents proving the market value of houses, cars, deposits and investments, such as copies of real estate licenses/car driving licenses/bank time deposit certificates and other materials that can prove the financial level. Among them, the most effective financial proof materials are the wealth management products and real estate licenses of Shenka Bank. Cardholders with cars can get a car owner card, which has a higher success rate. For example, working in the same company for more than 3 months and having a record of paying social security can prove your job stability, and you can estimate your pre-tax income by querying the social security payment bank.