Taobao sellers open the function of credit card payment, and buyers can use credit cards to pay in large amounts (above 500 yuan).

Taobao sellers do not open credit card payment, buyers can pay through online banking.

And through the online banking payment channel, you can actually choose credit card payment.

If you pay by online banking, general banks stipulate that credit cards have payment limits, such as 500 yuan.

However, credit card payment channels can break through this restriction.

Then it is very convenient for users who pay more than the limit at one time.

You don't need to recharge your account repeatedly enough money, and then pay directly by credit card.

Therefore, credit card payment will improve the payment experience of high-priced shopping users.

If you shop in a merchant with a relatively large average transaction amount and a relatively high value, the buyer needs to choose a merchant that opens a credit card payment.