The overdraft withdrawal amount is set according to the cardholder's use of the card, and the maximum is not more than 50% of the cardholder's credit limit. The daily limit of ATM withdrawal is 2000 per person per card.

Credit card withdrawal limit is not for cash withdrawal, but for cardholders to shop, so set a withdrawal limit. Cash withdrawal by credit card is cash advance, which is one of the most basic functions of credit card. Although you can withdraw cash by credit card, don't use the cash advance function in non-emergency situations, because the cost of using the cash advance function by credit card is higher.

In addition to the withdrawal fee, domestic and foreign overdraft withdrawals also need to pay interest, and some banks can enjoy interest-free treatment.

Extended data:

I. Minimum repayment amount

1. To repay the "minimum repayment amount" of the current bill, the cardholder will not be entitled to the interest-free repayment period, and will have to pay the cyclic interest, but still maintain a good credit record.

2. The calculation formula is: minimum repayment amount = 65438+ 000% of the unpaid portion of the minimum repayment amount in the previous period+100% of the over-limit portion+100% of the amortized funds+100% of other unpaid consumption and cash within the credit line+100% of all other payables.

Second, advance cash expenses.

The bank charges a handling fee of 0.5% for cash advance and 1 yuan, and a handling fee of 1% for interbank loans and1yuan, and charges interest at a daily rate of 0.5% from the date of cash withdrawal. Special cards such as Bao Tong installment card, Platinum wealth management card, young in card, Happy card and overseas student card can be exempted from bank withdrawal fee.

Baidu encyclopedia-cash withdrawal by credit card

Baidu Encyclopedia-Withdrawal Limit