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Can China Merchants Bank credit card limit be increased to purchase second-hand cars?

Yes, you can increase your credit card limit.

1. Within a credit assessment cycle, a large number of credit cards are swiped every month. At least the amount of cyclic credit card swipes must be equal to the current limit of the credit card. In this way, the amount of card usage in China Merchants Bank's credit assessment for increasing the credit limit can be achieved.

2. In each billing cycle, make full repayment before the last payment date, and do not use the minimum repayment. For withdrawals made, it is best to repay them in full the next day. In this way, you can meet the good repayment record requirements in the credit assessment of China Merchants Bank for limit increase.

3. In addition to the above card usage performance, you must also pay attention not to use the card illegally, such as malicious cashing out, money laundering, etc. When you have maintained a good card usage record for more than three consecutive months, China Merchants Bank's SMS system will proactively send you a text message to remind you that your credit card credit limit is about to be increased. You can accept the increase or reject it. Just reply to China Merchants Bank according to the prompts in the text message. . If you do not receive the text message, you can apply through China Merchants Bank’s credit card online banking or through the credit card hotline.