Credit card credit card debt does not necessarily belong to the joint debt of husband and wife at the time of divorce. If there is evidence that credit card debt is used for husband and wife's common life, joint production and operation, or based on the common meaning of both husband and wife, then credit card debt is husband and wife's joint debt, otherwise it is husband and wife's personal debt, and the spouse does not bear the repayment responsibility.

legal ground

Article 1064 of the Civil Code

Debts jointly signed by husband and wife or ratified by one of them afterwards, as well as debts incurred by one of them in his own name for the daily needs of the family during the marriage relationship, are joint debts of husband and wife.

Debts incurred by one spouse in his own name during the marriage relationship that exceed the daily needs of the family are not joint debts of husband and wife; However, the creditor can prove that the debt is used for husband and wife's common life, joint production and operation, or based on the common will of both husband and wife.