Visa card, also translated as Visa, Visa, Cai Hui card and Visa card, is a credit card brand named Visa International, which was issued at the end of 1982. Visa card is an automatic cashless payment tool and system for members, consumers and special merchants.

2. What is UnionPay card?

UnionPay card refers to a bank card that meets the requirements of unified business norms and technical standards, is printed with the word "UnionPay" at a designated location, and is issued with the approval of the People's Bank of China. UnionPay card conforms to China's unified business norms and technical standards, and is a high-quality international national brand bank card with independent intellectual property rights.

Third, the difference between visa card and UnionPay card

Visa is an international credit card organization, and UnionPay is a joint organization of domestic banks. The main difference is that in countries and regions where UnionPay is opened, you can swipe your card to take the UnionPay channel, and there is no foreign currency exchange fee. In foreign countries, if you take international routes such as VISA, you will brush foreign currency. The difference is that visa card requires 1% foreign currency exchange fee.

Extended data:

Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate;

8. Provide two contacts.

The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing.