First, provide true and reliable information.
Use real information and submit your proof of financial resources (if the company can enter the job, the proof of income is the best, and cars, houses, bank deposits, stock funds, etc. are all proof of your financial resources).
Second, fill in the application materials carefully.
When filling in the application materials, many important columns are actually the focus of bank approval. Sometimes your credit card cannot be approved because it is not clear, wrong or wrong. Such as job filling: business department, department manager. But many people fill in the business department, business manager and sales manager. If the department head is not checked, the system will default to salesperson. Generally speaking, the following aspects on the application form will affect the bank.
Your credit evaluation score (the higher the credit score, the higher the probability of obtaining credit card approval and the higher the credit limit):
1. Is there a fixed telephone in this city (having a fixed telephone in this city means that the residence is stable, which will increase the credit evaluation score of the bank for you);
2. Whether or not to get married (the score of married is higher than that of unmarried);
3. Whether it is a local account (the score of local account is higher than that of foreign account);
4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents);
5. Education (the higher the education, the higher the score);
6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 enterprises all scored relatively high, while unknown private enterprises and foreign enterprises scored relatively low);
7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees).
Third, remember the information you have filled in.
This is also the most important point. Remember the information you filled in, and don't answer wrong or forget when making a credit inquiry. These are the skills of bank credit card application, such as missing calls, not cooperating with credit inquiry, and hanging up the phone. These are the least sympathetic reasons for the rejection of credit card application.