Yes.
For different banks, their businesses do not conflict and do not interfere with each other. As long as the applicant's conditions meet the bank's requirements and does not violate the bank's relevant regulations, the applicant can apply for credit cards from multiple banks on the same day.
The required materials for applying for a credit card are:
1. Credit card application form (available at the bank window)
2. Original and copy of ID card (can be Bring the originals to the bank to make copies for you)
3. Proof of employment and income (these must be stamped by the employer)
4. Those with non-local registered permanent residence also need to provide proof of residence.
5. Individuals must also provide the following materials: a verified business license or tax registration certificate that proves they have been operating for more than two years; a business premises contract or proof of self-ownership (that is, a real estate certificate).
Extended information:
Disadvantages of applying for credit cards from multiple banks at the same time
1. Difficult to manage
If you have credit cards from different banks, With multiple credit cards, once the billing date and repayment diary are mixed up, causing the credit card to become overdue, it will directly affect our personal credit record.
2. It may not be approved
When applying for a credit card at a bank, the bank will usually check our personal credit report. Once multiple banks check your credit records within a short period of time and also see query records from other banks, the bank will basically reject your application.
2. The credit card limit is very low
Even if you apply for multiple credit cards and are approved, the credit limit will be relatively low. Because the bank can see from your application for multiple credit cards that you are a person who is extremely short of money. In order to reduce the bank's credit risk, it can only give you a lower limit.
The advantages of applying for credit cards from multiple banks at the same time
1. Credit cards have more operational funds
You can get at least a thousand dollars for each credit card As for the amount of money, even if the limit of one credit card is not high, you can save a lot of operational funds by putting together several credit cards.
Therefore, for friends who want to get a high-limit credit card but cannot apply for it, such a combination of limits may not be a bad thing.
However, most credit cards will still charge annual fees if you don’t have enough credit cards. Then, the annual fees of so many credit cards combined are enough for you.
2. It can leave a way for unpaid credit card bills
Many people only have one credit card, but when they encounter difficulties in cash flow, they often may not have it. Find ways to get funds from other sources to repay credit card debt. Therefore, if you have multiple credit cards in hand, other credit cards can help with repayment at this time.
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Baidu Encyclopedia - Credit Card