Checking credit information requires a UnionPay verification code. There are currently three verification methods for checking credit information, namely bank card verification, digital certificate verification and question verification. Among them, bank card verification requires a UnionPay verification code.

After the user logs in to the credit inquiry platform and selects the "bank card verification" method, the credit information platform will provide the user with a button to obtain the "UnionPay Verification Code" from the China UnionPay system. Click the button to jump to UnionPay Online. Authentication interface, the user enters the necessary information required for identity verification on this page and clicks Submit.

After the verification submission is completed, it will be reviewed. After passing the review, you can view your credit report.

If it fails, you cannot view the credit report. The reasons why the bank card verification cannot pass may be as follows:

1. The bank card is not within the specified range:

2. The bank card does not have the UnionPay online payment function;

3. The online registration information is inconsistent with the information reserved on the bank card.

It is best not to check the credit report frequently, because it will affect credit card approval and loan approval.