Hello, use the credit card first and then return it. If you shop by installment, after the installment is successful, the installment amount will all take up your fixed amount. You only need to repay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you repay.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!