The loan amount is 20% of the estimated loan amount. fixed/term/time loan
Second, how much can the decoration loan be borrowed at most?
This depends on how you borrow it. One is that the credit decoration loan amount is generally 5 to 8 times of the monthly income, which requires a particularly high personal credit record. There is also a mortgage decoration loan, the maximum amount of which is 70% of the assessed price of the collateral. If secured by pledge, the maximum loan shall not exceed 90% of the value of the pledge right certificate.
3. What are the requirements for applying for a decoration loan from Bank of Communications?
Can be used for store decoration.
It is ok to apply for a loan.
The main thing is that you have real estate (mortgage, full payment is ok)
Have a car (full payment, mortgage is ok)
Insurance policy (more than six months)
Invoice loan (the company has been established for more than two years, and the annual value-added special ticket pays more than 20,000 yuan)
Just have it. Have a business license with an inflow of more than 800,000 yuan for more than two years, and you can actually operate or borrow money.
4. What is the amount and duration of renovation loan of Bank of Communications?
Loan amount The loan amount shall not exceed 20% of the transaction price or evaluation value of the renovated property. The longest loan period is 5 years.