There is no saying that CCB buys a car by stages with equal capital and equal principal and interest; There is no interest on buying a car by installment with CCB credit card, but there is a handling fee.

Bank credit card installment purchase process:

1, apply. First look at the vehicle to be purchased. Fill in the "Application Form for Automobile Consumption Loan" and the "Questionnaire on Credit Status" and submit them to the loan bank together with the relevant certificates of personal situation.

2. Investigation and approval. The bank conducts pre-loan investigation and approval. If the loan conditions are met, the bank will promptly notify the borrower to fill in various forms.

3. Sign various contracts. Notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures.

4. Issue loans. The bank issues loans (the bank transfers money directly to the car dealer's account).

5. Pick up the car. The borrower pays the down payment to the car dealer, and goes through the formalities of car pick-up with the passbook and the car pick-up note issued by the bank.

note:

①

According to the regulations of the bank, the lender should deposit the principal and handling fee paid in installments into the settlement account in advance, otherwise the bank will charge a certain late fee.

②

If funds permit, car buyers can consider prepayment.