Subjectivity of law: In recent days, the new term judicial freezing has been widely mentioned by netizens. Judicial freezing actually refers to the freezing and seizure of bank cards by the court for various reasons. Then, what will happen if the bank card is frozen by the judiciary? What are the consequences of bank cards being frozen by the judiciary? "After the court takes freezing and deduction measures, it will leave a credit record in the bank. It will have a certain impact on personal large loans and other businesses in the future. The main factors that may affect the personal credit risk score are: overdue repayment in loans, or failure to repay according to the agreed time limit and repayment amount after credit card overdraft, or too many loan accounts and credit cards. " 1. What is judicial freezing? Judicial freezing is a new law enforcement power in the revision of the new Securities Law, and giving securities regulators certain quasi-judicial power is one of the important contents of the revision of the Securities Law. One of the most important means of law enforcement is the right to freeze and seal up. Most countries or regions have given the securities regulatory authorities the necessary administrative coercive power, so that they can take necessary coercive measures in supervision. 2. What are the main targets of judicial freezing and seizure? According to the sixth item of Article 180 of the new Securities Law, the securities regulatory authority has the right to freeze and seal up illegal funds, securities and other property involved and important evidence of the parties. It mainly includes: funds and deposits in the parties' capital accounts and bank accounts; Securities in the securities account; Movable property (such as office equipment), immovable property (such as houses), specific movable property (such as cars) and other property rights (such as equity); Important evidence that has great influence on case investigation, plays a key role in case characterization and is irreplaceable or unique. In order to protect the legitimate rights and interests of the parties, it is not completely helpless for the parties to be frozen or sealed up. Multi-channel relief measures have been set up, and if the parties have the right to state and defend when implementing them, the executors should listen to and record them; After the account is frozen, the securities holder requests to sell some or all of the frozen securities, and may unfreeze some or all of the frozen securities if it is considered necessary after examination; If the parties provide corresponding guarantees, the freezing and sealing-up measures may be lifted with the approval of the main person in charge of the China Securities Regulatory Commission; If a party refuses to accept the decision to freeze or seal up, it may apply to the China Securities Regulatory Commission for administrative reconsideration according to law. 3. The judicial freezing is first to solve the problems of who applies, who examines, who decides, who executes and who supervises, and strictly stipulates the implementation steps of the securities regulatory authorities to freeze, seal up and restrict securities transactions. Each link is relatively independent, with its own responsibilities and division of labor, which ensures the standardization of the law enforcement process. The second is to unify the content and format of law enforcement documents such as applications, decisions and notices. , inform the parties and assist the enforcement unit of their respective rights, obligations and responsibilities, improve the efficiency of the implementation of relevant measures. According to the law, when investigating, hearing and executing illegal securities cases, the CSRC may take measures of freezing and sealing up if it finds that the parties have one of the following circumstances: First, transfer or conceal illegal funds, securities and other property involved; Second, it is possible to transfer or conceal illegal funds, securities and other property involved; Third, important evidence is concealed, forged or destroyed; Fourth, it is possible to conceal, forge or destroy important evidence; Fifth, other situations that need to be frozen and sealed up in time. According to the above, we can know that judicial freezing is the job of the court, not the job of the bank. However, after your bank card is frozen by the judicial authorities, the money in the bank card cannot be transferred and used. At the end of the review, the parties may request the court to unfreeze and unseal. If you still have questions, the website also provides online consultation service for lawyers. You are welcome to have legal consultation. Objectivity of law: Article 244 of the Civil Procedure Law stipulates that the people's court has the right to seal up, detain, freeze, auction or sell the property that the person subjected to execution should perform in accordance with the enforcement notice. However, the necessities of life of the person subjected to execution and his dependents shall be retained. The people's court shall make a ruling on taking the measures mentioned in the preceding paragraph.