What is the customer service phone number of China Merchants Bank’s credit card?

Credit card customer service hotlines are generally open 24 hours a day.

The China Merchants Bank Credit Card App comes from the China Merchants Bank Credit Card mobile client officially launched by China Merchants Bank for the majority of China Merchants Bank bank card users. The China Merchants Bank Credit Card App can check personal information anytime and anywhere through the China Merchants Bank Credit Card App. The repayment record includes the repayment amount, related repayment time and process, etc. The China Merchants Bank Credit Card App also has an exclusive points mall and special points discount area such as opportunities to redeem products. The China Merchants Bank Credit Card App creates a considerate mobile client for the majority of China Merchants Bank credit card users. China Merchants Bank Credit Card App is an exclusive mobile phone management terminal for China Merchants Bank credit card users.

The China Merchants Bank Credit Card app is a China Merchants Bank Credit Card mobile client for iOS devices. China Merchants Bank Credit Card App provides every user with convenient life financial service tools. China Merchants Bank Credit Card Mobile Banking has carefully opened six mobile e-commerce channels to connect the lives, consumption and finance of millions of people with richer content.

China Merchants Bank was founded in 1987 in Shekou, Shenzhen, the forefront of China's reform and opening up. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the country's initiative to promote banking industry reform from outside the system. The first pilot bank.

The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion. As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, has 5 overseas branches and 3 overseas representative offices, and has more than 70,000 employees. In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., controls China Merchants Fund Management Co., Ltd., holds 50% stake in China Merchants Cigna Life Insurance Co., Ltd., and 50% stake in China Merchants United Consumer Finance Company; it wholly owns Wing Lung in Hong Kong Bank Limited and CMB International Financial Holdings Limited.

China Merchants Bank’s development goal is to become China’s leading retail bank. The all-in-one bank card was launched in July 1995, and China's first online banking all-in-one was launched in September 1999. It has become a widely used online payment tool for many enterprises and e-commerce websites, and has promoted the development of China's e-commerce to a certain extent. On April 2, 2015, China Merchants Group Co., Ltd. was planning a major event. In order to ensure fair information disclosure, safeguard the interests of investors, and avoid abnormal fluctuations in the company's stock price, upon the company's application, the company's stocks will be open for trading on April 3, 2015. Trading suspension. In August 2016, China Merchants Bank ranked 39th among the "Top 500 Chinese Enterprises 2016".

The China Merchants Bank credit card is overdue for more than four months. How to protect the rights and interests of ordinary people?

China Merchants Bank and CITIC, in particular, will lower the limit as soon as the bad money is repaid without even reminding you. It will be difficult to repay the credit card itself, which is equivalent to draining the bottom of the pot.

I feel like the bank is like a scoundrel. When it begs you to apply for a card, it is groveling and groveling. When it forces you to pay back the money, it is extremely vicious and shameless.

As for how to repay, take the initiative to call the bank to express your willingness to repay, and then say that you have no financial resources due to the impact of the epidemic. I hope the bank can reduce the liquidated damages and penalty interest caused by the epidemic, but this is not the case. You may be asked to pay the full amount and then the penalty interest will be refunded to you. If you can't pay the full amount, you must negotiate with it to suspend the installment. This will only make it desperate.

Like you, I am also a victim of China Merchants Bank. I forgot to pay one installment due to the epidemic. I finally paid the full amount and then appealed for an interest refund.

I am looking for a dream destination. I hope my answer can help you.

There is no way, the system is like this, hurry up and find a way to pay back the money

Even if you borrow money, you have to pay it back, otherwise you will be ready to jump off the building

The credit card is overdue and you cannot repay it. Don’t know what to do? Are you annoyed by the various collection calls from banks every day? That's because you don't know this legal provision. Article 70 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" stipulates that under special circumstances, it is confirmed that the amount of credit card debt exceeds the cardholder's repayment ability and the cardholder still has repayment. If willing, the card-issuing bank can negotiate with the cardholder on an equal footing to reach a personalized installment repayment agreement. The maximum period of the personalized installment repayment agreement shall not exceed 5 years. Therefore, your most urgent task now is to negotiate repayment with the bank as soon as possible. Reduce your own stress as much as possible. Negotiating repayment skills is very important. Some people can only pay in 24 installments, while others can pay in 60 installments, which is 5 years.

What rights do you want to protect? If you are really unable to repay on time after the due date, you can negotiate a personalized repayment plan with the bank on an equal footing. It has increased from more than 40,000 to more than 60,000 and is still rising. Negotiation is not It can be settled in one communication. In addition to providing relevant proof of your willingness to repay, it is the result of multiple adjustments and multiple communications.

First of all, you must repay the loan in full, and secondly, continue to use it after repayment. Even after the reduction, you must continue to use it normally, so that the bank can see your determination to correct your mistakes. The credit check is one month Refresh once and use it for more than 12 months, and the overdue information will be gradually covered, which can also make up for the losses caused by overdue information to the greatest extent.

Leave evidence if the collection behavior is improper and negotiate with the bank for personalized installments and exemptions

If you can find the basis for the bank's unreasonable charges, you can apply for a reduction or exemption of this part of the fees. For example, liquidated damages, interest exceeding regulations, handling fees, etc. If there is no such thing, then it is a matter of affection to reduce or reduce the amount, and it is a duty not to reduce it. It is better to communicate well and find a repayment plan that is acceptable to both parties. I am also in the process of communicating and negotiating with investment companies. To be honest, it is difficult to reduce or reduce the amount.

If we fail to negotiate with the bank after the due date, we can deal with it by suspending interest payments and repaying in installments, and reorganize the debt through legal means to solve the problem!

Why is overdue bank interest income illegal? Please describe the problem clearly

How to solve the abnormality of China Merchants Bank's credit card

Abnormal situations occur with China Merchants Bank's credit card, including unable to read credit card information, restricted credit card payment, abnormal credit card transactions, etc.

1. Credit card information cannot be read. Currently, the most popular credit cards are magnetic stripe cards and chip cards, which involve the problem of magnetic stripe and chip failure. Generally, credit cards have been scratched and damaged if they have been used for too long. This situation may cause the magnetic stripe and chip to fail, and the invalid credit card information cannot be read, causing credit card abnormalities. In this case, the cardholder can only ask the issuing bank to replace the card. Generally, replacement of the credit card requires a certain fee.

2. Credit card payment is restricted. There are many reasons why credit card payment is restricted, including the credit card payment amount exceeding the single/day/month limit, insufficient credit card limit, credit card being frozen, etc. In this case, The card can only be swiped after the influencing factors have been resolved based on specific reasons.

3. Abnormal credit card transactions: The bank will monitor and identify credit card swiping, payment and other behaviors. Once the transaction is abnormal, a prompt will be issued. Abnormal credit card transactions may be caused by fraud, such as being out of town in a short period of time. Large-value transactions may be judged as fraudulent by the bank, and an abnormal credit card transaction prompt will be issued to the cardholder. If the cardholder receives an abnormal credit card transaction prompt, he should contact the bank as soon as possible. If the credit card is stolen, the credit card will be frozen as soon as possible.

For more information about what to do if China Merchants Bank's credit card is abnormal, go to: View more content

What does it mean when China Merchants Bank says that this function is under maintenance when opening the credit card?

Hello, what kind of credit card do you have? What function are you operating? Our bank has recently carried out maintenance and upgrades to the American Express card system.

If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.

Will China Merchants Bank be undergoing maintenance today?

No. China Merchants Bank is operating normally today without maintenance.

The banking system is quite special and operates normally every day. This is protected by a special security mechanism.

We have not received such notification yet. If the credit card cannot be used, please call the credit card customer service hotline 4008205555, enter the ID number and query password---then select "9" to enter the manual service for detailed verification.

That’s it for the introduction to China Merchants Bank’s credit card maintenance.