How to activate JD Baitiao?

To activate JD Baitiao, the steps are as follows:

1. PC: Log in to the JD Finance official website, find the Baitiao entrance and select the Activate Baitiao option to activate.

2. Mobile version: Log in to the JD Finance APP, enter the credit interface from the homepage, and select the Activate Baitiao option to activate.

Everyone needs to note that the Baitiao service is open to all JD members. To successfully activate it, you only need to meet the following basic conditions:

1. Aged 18 years old (inclusive) The above are residents of mainland China;

2. The account has completed real-name authentication and is in normal status, and has not been appealed;

3. The account has been bound to a mainland mobile phone number and debit card express ;

4. Good personal credit (users who have opened a novice credit score must have a score of 80 or above);

And everyone needs to pay attention to:

1. Identity information and mobile phone number cannot be activated on other JD accounts.

2. If the activation fails, it is recommended to postpone the application and do not operate frequently. You can add and maintain better JD consumption records and credit behavior later, and try to activate at most twice a month. How to open JD Baitiao

1. Open JD Finance.

2. After entering JD Finance, click Baitiao.

3. Click Activate Now on the pop-up page.

4. Then click to grab a spot.

5. After successfully grabbing it, click to start the application.

6. Here we need to carefully read the above treaty, then click to agree and continue.

7. After entering the authentication page, click on real-name authentication.

8. Then you need to continue to click on the bank card you want to bind.

9. Now enter your mobile phone number, wait to receive the verification code, then click to enter the verification code and then click the "OK" button.

10. Now that the real-name authentication has been successful, let’s continue to click on “Basic Information”.

11. Then click on the mobile phone number that needs to be bound, and then click the "Next" button.

12. The page we are now on is the page to complete the information. We fill in the information as required and then click "Submit for Verification" below.

13. Now just wait quietly for a few seconds, we can see the message "Congratulations on successfully activating Baitiao" on the page.

JD Baitiao is the industry's first Internet credit payment product launched by JD.com. It is a credit payment service that uses big data to conduct credit assessment and provides users with high credit ratings and consumer needs. Providing a consumption experience of "consume first, pay later, real-time approval, and installment as you wish" has established JD Finance's position as a leading brand in the consumer finance industry.

JD Baitiao allows users to enjoy use-now-pay-later and installment shopping services in JD.com. The installments can be up to 24 installments. The execution interest rate is lower than that of bank credit cards, opening up the O2O (JD Daojia) within the JD system. ), global shopping, product crowdfunding, and later gradually covered rental, travel, decoration, education, wedding and other fields, providing credit consumption services to more consumers.

In terms of positioning, "Jingdong Baitiao" is a credit payment service that uses big data to conduct credit assessment and provides users with high credit ratings and consumer needs. Users can enjoy use-now-pay-later and installment shopping services on JD.com for up to 24 periods. Bills can also be paid in installments and with minimum repayments, and the interest rate is lower than that of bank credit cards. JD Financial Consumer Finance has over 100 million users.

"Baidiao" also opened up O2O (Jingdong Daojia), global shopping, and product crowdfunding within the JD system. Later, it gradually covered rental, tourism, decoration, education, wedding and other fields, starting from credit purchase services It extends to providing credit consumption loans, covering more consumption scenarios, and providing credit consumption services to more consumers.

How to activate Jingdong Baitiao?

First, activate JD Baitiao:

1. First enter JD.com’s official website, log in to JD Mall, enter “My” and find “Baidiao”

2 , If it is not activated, you need to activate it first, click Activate Baitiao

3. After clicking "Activate Baitiao", you need to fill in some personal information and fill it in as required

4. Then enter Go to the interface for binding a bank card and fill in the bank information. After completing the steps, Baitiao will be activated. After activation, JD Baitiao can be used for consumption.

How to use it after activation:

In JD.com, select the products you want to purchase. Add to the shopping cart, go to the shopping cart to check out, everything is the same as a normal purchase.

On the page where you fill in and check the order information, please select "Online Payment" for "Payment and Delivery Method" and click on the white slip to pay.

If you choose "Instalment Payment", it can be divided into 3, 6, or 12 installments, and will be distributed evenly. You only need to make fixed payments every month.