What should I do if my credit card application is rejected? Many cardholders don’t know what to do after their credit card application is rejected? I don’t know why I was rejected? I don’t know what to do if my credit card application is rejected? I don’t know why I was rejected? Jintou Credit Card provides you with tips on what to do if your credit card application is rejected: 1. Research the reasons why your credit card application is rejected. When applying for a credit card and your credit card is rejected, the bank will not inform the customer of the reason for rejection. It will only say that the comprehensive score is insufficient. Application materials will not be returned to me, this is an industry norm. Applicants can analyze the reasons for rejection based on the information provided by iGo Finance. 2. Apply for a suitable credit card based on your own conditions. Understand the application conditions of the credit card you choose in detail. If you do not meet the conditions, it is best to apply for other types of credit cards or credit cards from other banks. 3. Provide detailed credit card application information. If the submitted documents are incomplete, the permanent residential address is not provided, the fixed residential phone number of the person or his immediate family members or siblings is not provided, the work phone number is not provided, the time exceeded the requirements (replenishment), income/work If the certification and property certification documents do not meet the requirements, your application may be rejected again, so cardholders need to pay attention. 4. Pay attention to answering credit inquiries. Some banks will patiently conduct credit inquiries multiple times. Missing one or two calls can make up for it. For some banks, one missed call may lead to the rejection of the credit card application, so you should pay attention to answering credit inquiries after submitting the application. Telephone. 5. Choose another bank to apply for a credit card. If it is not due to poor credit history, being rejected at Bank A will not affect your application at Bank B. If state-owned banks pay more attention to local accounts and stable real estate. If you do not meet such conditions, you may consider applying for a joint-stock bank credit card. 6. Pay attention to your personal credit record. If you are rejected multiple times, it is recommended to go to the credit management office of the local People's Bank of China with your ID card to check your personal credit report. 7. Don’t apply for credit cards frequently. Applying for credit cards frequently (such as applying for multiple credit cards in a month) will be regarded as high risk by some banks. However, not all banks have similar conditions and it can be determined according to the situation. There are many reasons why your credit card application is rejected. You can check the reasons why your credit card application is rejected based on the above situations.