1,18 citizens under the age of 60 with full capacity for civil conduct;

2. Being able to repay, that is to say, having a stable job and income;

3, there is no bad credit record, mainly depends on whether you are an honest person.

You can only apply if you meet the above three conditions, but you can't guarantee 100% card issuance. However, if you apply online, you can usually get the audit results in 5 minutes. After the approval, the bank will send you a virtual credit card short message, asking you to activate the virtual credit card within a specified time, and then send you a physical card.

How soon can I receive the physical card after activating the virtual credit card?

I'm not sure about this question, but after activating the virtual card, the bank will give you a receipt with the delivery time of the virtual card written on it. Generally, the physical card will be sent to you two days after the virtual card is activated. As for how long it takes to receive the card, it depends.

Anyway, when consulting the bank counter staff, the counter MM told me so, because the virtual credit card is only valid for one month, so your physical card can be received within one month.

So after you activate the virtual card, just wait patiently for the physical card. Many card friends reported that Industrial Bank would not send text messages when sending physical cards. You can call the Industrial Bank credit card service hotline to inquire about the card issuance.