Although most credit cards are not activated, there are no handling fees and annual fees, but there are still some special cards to pay attention to, such as platinum cards and customized cards of some banks. Don't take it lightly, it may lead to overdue debts!

Another thing to be reminded is that if you apply for multiple credit cards and none of them are activated, it is likely to affect your personal credit record, and it will be difficult to apply for another credit card in the future.

Therefore, if you want to get a credit card, you must know whether you use it or not. If you don't use it, you'd better not do it first, otherwise it would be tantamount to "sending" the money to the bank for nothing. What credit card holders need to pay attention to is that many people now put away their credit cards after they have finished their credit cards, thinking that they will automatically expire after they naturally expire, and there will be no fees. In fact, this idea is not entirely correct. If there is no special reminder not to renew the credit card, the bank will automatically renew the credit card for the cardholder before the credit card expires.