The gold card of China Merchants Bank can be downgraded to an ordinary card. Downgrading and card replacement need to provide my valid ID card and the card to be replaced at the counter of the bank branch.
The limit of ordinary card of China Merchants Bank is between 1 1,000 yuan-1 1,000 yuan; The amount of gold card of China Merchants Bank is usually between 6,543,800 yuan and 50,000 yuan.