When applying for a credit card, if the amount given to you by other means can't meet your needs, you can be informed to pledge the deposit slip or pledge the money (some banks are not allowed) to apply for a credit card. In general, the deposit amount is 65438+ 0.2 times of your application amount.
After the credit card is cancelled, or your personal credit limit has been increased to your current limit, you can apply to cancel the pledge.