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Is it difficult for China Merchants Bank to apply for visa credit card?
The difficulty depends on whether the information you provide meets the auditing standards of the applicant bank. Taking recruitment behavior as an example, audit is a comprehensive evaluation of the system, and there will be many reference factors, such as work, income, stability, personal credit and so on.

The most important condition for applying is that China Merchants Bank is in the place where you work and live, at the age of 18-60, and has a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate, both of which are indispensable. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit.

VISA, also translated as Visa, is a credit card brand managed by Visa International in San Francisco, California, USA.

VISA card was issued in 1976, and its predecessor was American bank card issued by Bank of America.

20 17 In June, "Top 20 17 BrandZ Most Valuable Brands in the World 100" was released, and Visa ranked seventh with the brand value of 1 10999. On may 29th, 20 18, "BrandZ 2065 438+08 Top Most Valuable Brands in the World 100" was released, and VISA ranked 7th. 2065438+February 2008, 65438+2065438, VISA was selected as one of the top 500 brands in the world. In 20 19 and 10, Interbrand ranked 55th in the list of top global brands 100. 20 191010.23, 2019 Fortune 50 list was announced, and Visa ranked 43rd. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products.

On March 6, 2022, Visa announced that it would stop its business in Russia.

Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.

Visa provides a wealth of consumer debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, Visa electronic, Interlink and PLUS.

Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers, provide them with the unique convenience and security of electronic payment, and avoid the trouble caused by cash and checks.