This management fee is an account management fee. To avoid not receiving reminders when you have overdue debts, you can go to the business office for consultation or call the customer service hotline.

Charging account management fees is a common charge in the banking industry.

1. Account management fee

Account management fee is a fee charged by the bank to the customer for managing the customer's account. When a customer opens a bank account, the bank has costs, and there are electronic operating costs and labor costs for managing the account. So this charge is not considered an arbitrary charge.

2. Small-amount account management fees

The account management fees in my country are basically small-amount account management fees. This charge is because the bank's account management fees for customers with small accounts cannot be covered by the profits contributed by the account amount to the bank, so it is charged separately.

Not all banks charge it. Generally, big banks charge it, and most of them charge it on a quarterly basis. If the average daily balance of the account in each quarter is less than 200-500, the fee is 2-5 yuan, which varies from bank to bank.