Credit cards are divided into regular cards, gold cards and platinum cards according to the limit and different user needs. The regular card is the most basic card type, and the platinum card is the highest level.

Each bank does not have a fixed value for the gold card limit, but it will basically be controlled at more than 10,000.

For example, the credit card limit of China Merchants Bank is 10,000 yuan to 50,000 yuan; the minimum limit of Bank of China credit card is 10,000 yuan, and the specific gold card limit depends on the score of the applicant by Bank of China; the credit card limit of ICBC The card limit is 15,000 yuan to 50,000 yuan.

Through the increase in daily consumption and good repayment credit, you can apply to upgrade from a regular card to a gold card, and a gold card to a platinum card. Therefore, it is necessary to maintain a good repayment record and repayment habits in order to upgrade the card to obtain higher limits and services in the future.