Yes, credit cards can be used to withdraw cash at ATMs

1. Credit card overdraft withdrawals:

A handling fee: It depends on the regulations of each bank, such as Ping An Credit Card cash withdrawal procedures The fee is 2.5%, with a minimum of 25 yuan/transaction; China Construction Bank credit card charges 0.5% of the cash withdrawal amount in China, with a minimum of 2 yuan/transaction, and a maximum of 100 yuan/transaction; China Merchants Bank credit card charges 1% of the cash withdrawal amount in China, with a minimum of 10 yuan/transaction Pen;

B Interest: Calculated based on daily interest rate of 5/10,000, starting from the day of cash withdrawal.

2. Cash withdrawal for credit card overpayment: Some banks need to charge a handling fee, and some do not. For example, the handling fee of China Merchants Bank is 0.5% of the amount withdrawn, and the minimum charge is RMB 5 yuan or US$1.