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What are the conditions for obtaining a credit card?
China people, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income and good credit standing can apply for the credit card of Guangfa Bank with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identity information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao are required to provide copies of travel permits to and from the mainland and residence certificates for more than one year; Foreigners can provide copies of passports and residence permits for more than one year. \x0d\ 2。 Proof of work income: proof of salary and copy of social security (paid for more than half a year). \x0d\ 3。 Proof materials for applying for the credit card of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original proof of telephone, water, electricity and gas charges in the last three months of the current residence, etc. \x0d\x0d\ Conditions for credit card application of China Merchants Bank \ x0d \ China people, foreigners and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing before they can apply for China Merchants Bank credit card with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identification: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of his military ID card; \x0d\ 2。 Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license; \x0d\ 3。 Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. \x0d\ 4。 Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. \x0d\x0d\ Credit card application conditions of Industrial Bank \ x0d \ China people, foreigners with permanent residency in China, and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, and can apply for Industrial Bank credit card with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Required materials: ID card \x0d\ (1), domestic person: a copy of the applicant's ID card or military officer's card; \x0d\ (2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports. \x0d\ 2。 Other supporting documents (please provide them as much as possible, which will help to improve your credit limit) \x0d\ (1), work certificate \x0d\ copy of work permit or work identity certificate (badge), original business card and original work certificate stamped with the official seal of the company. \x0d\ (2), proof of income \x0d\ The salary record of the last three months (copy of salary card statement) issued by the bank or the copy of personal income tax withholding certificate or the original proof of income issued by the company. \x0d\ (3), photocopies of education certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned automobile driving license, time deposit certificate and other materials, original documents of telephone, water and electricity charges and gas charges in the last three months of the current residence, and other bank credit card certification documents (original statements of the last three periods) and other materials. \x0d\x0d\ Conditions for applying for CITIC Bank Credit Card \ x0d \ All China citizens, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legal and stable income source and good credit standing can apply for CITIC Bank Credit Card with their valid identity documents. \x0d\ The materials to be provided are as follows: \x0d\ 1, identity document \x0d\ (1), domestic person: a copy of the applicant's ID card or military officer's card; \x0d\ (2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports. \x0d\ 2。 Work Certificate \x0d\ Copy of work certificate or work permit stamped with the official seal of the unit; \x0d\ 3。 Proof of financial resources \x0d\ Original income certificate issued by the company, or original bank deposit certificate, or copy of payroll record showing the applicant's name issued by the bank, or copy of income tax withholding certificate, or copy of self-owned real estate license. \x0d\x0d\ ICBC credit card application conditions \ x0d \ China people, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, and can apply for an ICBC credit card with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identity information: copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. \x0d\ 2。 Proof of work and income: proof of salary or business card or photo badge. \x0d\ 3。 Auxiliary materials that can prove that they have good economic strength: copy of real estate license, copy of automobile driving license, copy of deposit certificate and so on. \x0d\x0d\ Conditions for applying for a credit card of Shanghai Pudong Development Bank \ x0d \ At least 18 years old, China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have full civil capacity, a legal and stable income source and good credit standing can apply for a credit card of Shanghai Pudong Development Bank with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. ID card: a copy of ID card (military officer's card is required for soldiers), and the applicant for the main card must be at least 18-60 years old; \x0d\ 2。 Salary certificate of the work unit: it can be the salary certificate issued by the applicant's work unit (which needs to be stamped with the financial seal or official seal of the unit), a copy of the work permit or a copy of the work permit with my photo, a business card, etc. \x0d\ 3。 Proof of financial resources (conducive to obtaining a higher credit line): copy of self-owned property certificate, original and copy of motor vehicle driving license, copy of bank time (current) deposit certificate (passbook); \x0d\x0d\ Ping An Bank credit card application conditions \ x0d \ China people, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source, and have a good credit standing. They can apply for Ping An Bank credit card with their valid identity documents. \x0d\ The materials to be provided are as follows: \x0d\ 1, age 18, with full capacity for civil conduct; 2. Natural persons with stable legal income sources and good reputation; 3. Can provide valid identification documents (click to view: identification materials that can be used to apply for Ping An Bank credit card); 4. Be able to provide proof of income or property. \x0d\x0d\ China bank credit card application conditions \ x0d \ At least 18 years old, China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, a legal and stable income source and good credit standing can apply for China bank credit card to the card issuer with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identification documents: \x0d\ Accepted 18-65 years old person's main card application and 16 years old person's supplementary card application. \x0d\ If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides are valid), or a copy of your military officer's card \x0d\ If you are a foreigner, you need to provide (1) a copy of your valid passport (2) A copy of your foreigner's residence permit or a copy of your foreigner's permanent residence permit is attached to the visa page of your valid passport. \x0d\ Hong Kong, Macao and Taiwan personnel are required to provide a copy of the Permit for Hong Kong and Macao Residents to Travel to and from the Mainland or the Home Visit Permit for Hong Kong and Macao Compatriots or the mainland travel permit for taiwan residents. \x0d\ 2。 Proof of permanent address (you can choose any of the following) \x0d\ copy of household registration card (book) \x0d\ latest three-phase water, electricity and gas bill \x0d\ latest three-phase fixed telephone bill \x0d\ collective dormitory certificate issued by the company \x0d\ house lease contract (agreement x0d\ residential property management fee payment document \x0d\ address certificate issued by the street. Financial certification documents (you can choose any of the following) \x0d\ official payroll or income certificate issued by government agencies and enterprises in the last three months (company seal or department seal is required) \x0d\ copy of bank payroll passbook/bill (salary entry information in the last three months is required) \x0d\ copy of personal income tax payment certificate in the last three months \x0d\ copy of social insurance withholding certificate \ copy of ownership certificate \ Copy of bank time deposit slip/passbook \x0d\ Copy of purchase voucher of funds, national bonds and corporate bonds (name, account number and account balance of the purchaser shall be indicated) \x0d\ Copy of membership cards, including: golf membership card, mobile, Unicom VIP card, Air China Companion Platinum card, gold card and silver card. Gold card and silver card membership card of China Southern Airlines Pearl Card, gold card and silver card membership card of China Eastern Airlines Miles Club (name and card validity period are required), etc. \x0d\x0d\ Conditions for Bank of Communications to apply for a credit card \ x0d \ Foreigners and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and good credit standing, and live in China. \x0d\ The materials to be provided are as follows: \x0d\ If you are a domestic resident, you only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate; \x0d\ Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan. \x0d\ If it is a private owner, in addition to the above information, it is also required to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the opening date. \x0d\x0d\ China Everbright Bank credit card application conditions \ x0d \ China people, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing. They can apply for China Everbright Bank credit card from the card issuing agency with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identification: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of his military ID card; \x0d\ 2。 Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license; \x0d\ 3。 Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. \x0d\x0d\ Conditions for applying for Minsheng Bank Credit Card \ x0d \ All China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income, and have good credit standing can apply for Minsheng Bank Credit Card with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. Identification certificate of the applicant for the main card and the auxiliary card (required documents): \x0d\ Copy of domestic individual-resident ID card; \x0d\ Copies of mainland travel permits for compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents, mainland travel permits for compatriots from Taiwan Province Province and residence endorsements or multiple round-trip endorsements; \x0d\ foreigner-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs; \x0d\ Supplementary card applicant-Copy of ID card (/kloc-Supplementary card applicants under 0/6 who have not applied for ID card must attach a copy of household registration book)/Passport/Pass for Hong Kong and Macao residents to and from the mainland/Pass for Taiwan Province compatriots to and from the mainland. \x0d\ 2。 The work certificate of the main card applicant \x0d\ such as the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the display unit, the name of the applicant and the social security/medical insurance/provident fund certificates paid in the last three months. \x0d\ 3。 Financial income certification documents \x0d\ such as: original or photocopy of payroll records issued by banks, income certificate issued by units, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, self-owned car driving license, bank deposit certificate and other materials. \x0d\ 4。 Other credit certification documents \x0d\x0d\ Conditions for credit card application of China Construction Bank \ x0d \ China people, foreigners with permanent residency in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years of age, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, before they can apply for credit card of China Construction Bank with their valid identity documents. \x0d\ The required materials are as follows: \x0d\ 1. If you are a local household registration applicant, you must also provide: \x0d\ ① a copy of your ID card; \x0d\ ② Proof of financial resources: including income or personal assets or professional qualifications, in which: \x0d\ proof of income (including any materials) \ x0d \ a. Copy of personal income tax withholding certificate or tax payment certificate in the last three months from the application date \ x0d \ b. Copy of social security certificate in the last three months from the application date \ x0d \ C. Copy of the deposit record or deposit list of the provident fund in the last three months from the application date \x0d\ personal assets certificate (including any materials) \ x0d \ a. Copy of the local real estate title certificate where the property right belongs to me or is shared with others \ x0d \ b. Copy of the purchase/purchase invoice \ x0d \ c. Copy of the motor vehicle driving license of People's Republic of China (PRC) (PRC) \ D. Copy of savings passbook or deposit certificate of China Construction Bank \x0d\ professional qualification certificate (including any materials) \x0d\ such as: copy of professional qualification certificate assessed or recognized by national authorities, including certified public accountants, certified auditors, lawyers, etc. \x0d\ 2。 Non-local household registration applicants are also required to provide: \x0d\ ① Copy of ID card; \x0d\ ② Financial certificate (same as above); \x0d\ ③ Proof of stability. \ x0d \ a. Copy of local property certificate of the issuing bank \ x0d \ b. Copy of social security form \ x0d \ c. Copy of full-time bachelor degree or above/degree certificate \x0d\ 3. If it is an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), it should also provide: \x0d\ ① Copy of ID card; \ x0d \ a. Copy of passport provided by foreigners \ x0d \ b. Copy of Hong Kong and Macao Pass to and from the Mainland provided by Hong Kong and Macao residents \ x0d \ c. Copy of five-year mainland travel permit for taiwan residents provided by Taiwan Province residents \x0d\② Permanent residence permit or deposit for foreigners (minimum deposit amount is 5,000 yuan).