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The CCB credit card sent a text message to apply for installment saying that the balance was insufficient.
There may be the following reasons why the short message hall shows insufficient balance in stages.

First, the processing amount does not match, and the bill installment requirement is at most 90% of the RMB credit card amount on the billing date, and it is greater than or equal to 500 yuan, that is, cash withdrawal transaction, expense transaction, installment principal, etc. You can't pay in installments in the bill.

Second, the installment amount of the credit card is insufficient, and the installment amount of his credit card matches the fixed amount of the credit card 100%. In other words, the installment amount of the landlord should be less than or equal to the fixed amount of the credit card, and the accumulated installment amount cannot exceed the fixed amount of the credit card. Temporary quotas do not accept installment payment.

CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.

Annual fee-free policy: swipe your card for 3 times or 18 times (excluding special cards such as business cards and car cards) to avoid the annual fee for the following year.

Withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.

Multi-account management: quota sharing, multiple CCB cards, one billing date and independent repayment.

Online payment: Alipay: it can be used after online registration, with a single payment and a one-day limit of 500 yuan.

Installment business: support interest-free installment for specific merchants (3, 6, 12). After a single consumption exceeds 1000 RMB, you can apply for installment by phone (3,6,0/2,0/8,24), and different handling fees will be generated for each installment according to the number of installments.

Billing date: There are multiple billing dates every month, and the cardholder can change it once a year within the validity period of the card.

Currency: RMB, RMB/USD, RMB/Euro.