Bank of Shang Hui Huangshan Puka: the standard annual fee is 50 for the main card and 25 for the auxiliary card. Shang Hui Bank Huangshan Gold Card: the annual fee standard is the main card 100 and the auxiliary card is 50. Bank of Shang Hui Huangshan Platinum Card: the annual fee standard is 400 for the main card and 200 for the auxiliary card.

The Articles of Association are formulated in accordance with the Company Law of People's Republic of China (PRC), Banking Supervision Law of the People's Republic of China, People's Republic of China (PRC) Commercial Bank Law (hereinafter referred to as Company Law, Banking Supervision Law and Commercial Bank Law) and other relevant laws and regulations.

Advantages and Disadvantages of Shang Hui Bank Credit Card

1. Advantages of Shang Hui Bank Credit Card: When you need money, the credit card is very convenient to use, and the threshold for applying for a credit card is getting lower and lower, and the application speed is also very fast. There is no annual fee for Shang Hui Bank's credit card, and no interest will be charged for repayment on the specified date after swiping the card.

2. The disadvantage of Shang Hui bank credit cards is that the amount is generally low and the withdrawal amount is slow. Each card needs to be repaid separately, and the total consumption of all cards will not be automatically counted.

Don't Shang Hui Bank's credit cards activate the annual fee? The impact is so great!

In the process of using credit cards, card friends often encounter such problems. After getting the credit card, I felt useless and wanted to stop using it temporarily, but I was afraid that there would be an annual fee, so I was puzzled. In fact, credit cards do not activate the annual fee, mainly depending on the level of the card, but the regulations of each bank are different. So, doesn't Shang Hui Bank credit card activate the annual fee? What effect will it have? Let's get to know each other.

Don't Shang Hui Bank's credit cards activate the annual fee?

As mentioned above, whether a credit card is activated depends mainly on the level of the card. Jinpu card is generally not activated, and there is no annual fee. Platinum card is not necessarily.

According to the data, there are three kinds of credit cards in Shang Hui Bank: UnionPay card, VISA card and official card, among which VISA card and official card are exempt from annual fee temporarily, and there will be no annual fee if they are not activated. For UnionPay cards, except for the gold card and ordinary card, which are not activated and the annual fee of Huinong Credit Card is temporarily exempted, although the platinum card is exempted from the annual fee for the first year, it has not been swiped 15 times. If it is not activated in the second year, the annual fee will be deducted directly from the credit card limit from the date of verification.

Does it matter that Shang Hui Bank's credit card is not activated?

If the card is not activated and the annual fee is also deducted, if it is not repaid in time, its credit will be affected by overdue. However, this does not mean that the card type that does not deduct the annual fee will have no effect if it is not activated.

As long as your credit card is approved successfully, even if it is not activated, the approval time and specific amount of this card will be displayed in the personal credit report, and the words "This card is not activated" will be displayed. Although not activated is not bad credit, if there are too many records of "not activated", it may affect the success rate and limit of applying for credit in the future.

The above is "Does Shang Hui Bank Credit Card not activate the annual fee?" The impact is so great! "As can be seen from the above introduction, the types of credit cards in Shang Hui banks are different, and whether the credit cards are activated is different. But if the credit card is not activated for a long time, it will have an impact. Instead of canceling inactive credit cards, it is better to handle cards according to your own needs to avoid wasting resources.

Does the Bank of Shang Hui charge an annual fee for family cards?

There is no annual fee.

In addition to the annual fee, the bank is also exempted from handling fees for cash withdrawal, loss reporting, card replacement and password reset.

A family card is a credit card.

How much is the annual fee for China Bank, China Bank and Shang Hui Credit Card?

China Bank Shang Hui Credit Card Annual Fee Policy: 80 yuan/year. Free in the first year, 5 strokes, free of annual fee in the second year.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

What will happen if Huizhou merchants don't need bank cards for a long time and have no money?

All bank cards, if not used for a long time, will be classified as dormant account. It is a business process of the internal system of the bank. To activate, customers must take their ID cards and bank cards to the bank. The bank will handle the business, and then customers can use it normally. It should be noted that after reactivating the card, you should ask if there is any arrears or something, and don't let people automatically deduct the money.

First of all, if you decide not to use the credit card of Shang Hui Bank, you can call the 24-hour customer service hotline of Shang Hui Bank to apply for cancellation. When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone. An effective credit card contract relationship has been established between the bank and the user, and the user's credit card overdraft behavior has constituted a breach of contract, so he should bear civil liability according to the contract. According to the contract, the citizens who lose the case have to pay not only the principal and interest owed by the credit card, but also the interest, late fees and other expenses. If a person fails to perform the obligation of monetary payment within the time limit specified in the judgment, he shall pay double the interest on the debt during the delay in performance in accordance with the regulations.

Second, although the proportion of late fees charged by banks is different, the proportion is not low. If the cardholder fails to pay back the overdue payment for a long time, the compound interest and late fees charged by the issuing bank will become a major financial burden for the cardholder. At present, banks all over the country have made online inquiries, and cardholders or borrowers who maliciously default on payments, overdraw or have bad repayment records will be recorded in the database. At that time, if customers want to borrow money to buy a house, buy a car or apply for other credit cards, it is very likely that banks will collectively refuse loans on the grounds of "stain".

Third, according to the Criminal Law of People's Republic of China (PRC) and relevant judicial interpretations, if a credit card holder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and fails to return it for more than three months after repeated reminders from the issuing bank, it is a malicious overdraft and may constitute a credit card crime. If you still don't fulfill the relevant obligations after the bank's reminder arrives, you will not only have to pay a huge fine, but also face the possibility of losing your freedom and reputation once you file a lawsuit. Banks don't automatically close accounts. No bank, including Huizhou merchants, provides this service. You also need to pay the annual credit card fee to the Bank of Shang Hui. Under normal circumstances, the general credit card is 50 yuan, gold card 100 yuan, and platinum card is 400 yuan. If you really don't need this credit card, I suggest you take the initiative to apply for account cancellation, call the customer service of the bank or go to the nearest branch of the bank to handle it.

This concludes the introduction of whether the annual credit card fee of Shang Hui Bank and the annual credit card fee of Shanghui Bank can be refunded. I wonder if you have found the information you need?