1, the consumer interest is five ten thousandths per day, which is available in all banks.
2. How many days of interest-free period will you see when you use a credit card? Everbright means up to 50 days, which means you pay the bill by credit card and then repay it before the repayment date.
3. If you choose to repay in full, there is no interest, that is, you can enjoy the interest-free period.
4. If there is no full repayment and you don't enjoy the interest-free period, you have to pay the full penalty interest, that is, from the day of consumption to the day of repayment, you have to charge five ten thousandths of interest every day, which is the so-called consumer interest.
As for you, the cards of other banks have no interest on consumption, and the cards of China Everbright Bank have interest, mainly because you paid back the money of other cards in full and on time, so it didn't happen.