It’s very easy to use, just like a regular credit card. Card attributes: China UnionPay, cash withdrawal limit: 50% of credit limit, credit limit: 2000-50000

China Merchants Bank Credit Card Center adopts nationwide centralized operation. It is the first credit card center in China that operates independently in full compliance with international standards, truly realizing integrated and professional credit card services.

While refreshing credit card records, China Merchants Bank Credit Card adheres to the service concept and innovative spirit of "changing for you", actively explores the market, expands market alliances, deepens market segmentation, and increasingly enriches credit card functions and services. and perfection. It is one of the most innovative joint-stock commercial banks in China.

:

1. Credit card installment payment means that when the cardholder uses a credit card to make large purchases, the card-issuing bank transfers the consumption funds of the goods (or services) purchased by the cardholder in one lump sum. A business that pays merchants on an ongoing basis, deducts consumption funds in installments from the cardholder's credit card account based on the cardholder's application, and reimburses the cardholder for the monthly credited amount.

2. Most domestic banks have credit card installment business. Installments are generally divided into shopping mall (POS) installments, mail order installments and bill installments through the Internet and mail according to different occasions. Mail order installment means that the cardholder receives an installment mail order catalog booklet from the card-issuing bank (or the bank's online installment mall) and selects from limited products. Then order the installment by mail from the bank by ordering from the online installment mall, calling or faxing the mail order installment application form. Generally speaking, there is no handling fee for mail order installment payments, regardless of the number of installments. However, due to the long ordering cycle (in many cases it takes more than 15 working days to get the goods), returns and exchanges are relatively cumbersome. It is recommended to do more comparisons before purchasing.

3. Bill installment, this is the most convenient installment method. All card-issuing banks can basically support this installment method, and the application is simple. Users only need to submit an installment application to the card-issuing bank by phone after swiping the card and before sending the monthly statement. However, it should be noted that all banks will stipulate some special circumstances. For example, speculative credit cards cannot be successfully installmentd. So before staging, be sure to read the staging manual carefully.