Credit card is an electronic payment tool issued by banks or other financial institutions. It allows cardholders to spend within a certain credit limit and repay within the prescribed repayment period. Credit cards can provide two loan limits:

Borrowing within the limit: generally 5% of the credit card limit. No matter whether it is cash withdrawal by credit or cash installment, only 5% of the money in the card can be lent at most. As the available amount decreases, the amount of money that can be borrowed will also decrease.

Borrowing money beyond the limit: that is, the special cash installment limit, which can only be enjoyed by high-quality bank cardholders, and the maximum borrowing amount is 3, yuan. Every time you borrow money, you need to re-examine your qualifications, and sometimes you will encounter situations where you can't borrow it.