The method of canceling the bank card is as follows:

1. I go to the bank with my ID card and bank card to get the reservation number and queue up.

2. Explain to the service staff that you want to cancel your account, give your bank card to the bank staff, and fill in the account cancellation application form.

3. The bank card account cancellation is completed.

4. If there is still money in the bank card, you can withdraw all the money at the counter when closing the account.

5. If the bank card is lost, you need to apply for a new bank card before canceling the account. There is a card fee for replacing the card.

6. For debit cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect your personal credit record. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.

7. To cancel a credit card account, you must withdraw the balance on the card and ensure that there is no outstanding balance on the card.

8. After the savings card account is successfully canceled, it will not affect future applications. After a credit card is successfully closed, if your personal credit has been affected by careless use of the card before, it will cause some trouble in applying for a credit card in the future.

Extended information:

1. The latest process for bank card reissue:

1. After completing the temporary loss report, you must first go to the bank business hall to fill it out in time To report a loss, you need to pay a certain service fee, which is generally about 10 yuan from a bank. After the loss is reported successfully, you need to get the receipt and keep it properly. This process usually takes about 7 days. It is worth noting that after the bank reports the loss, the funds in your bank card will also be frozen. This is to protect the card owner’s property safety.

2. After waiting for 7 days, bring your ID card and loss report receipt to the bank to apply for a new card, and pay a cost of 5 to 10 yuan, and then you will get a new bank card.

3. After a bank card is reissued, the original card number will be invalidated and cannot be used. Although the replacement card number is different from the previous card number, your account will remain unchanged, and the money will still be transferred to your account, and you can use it after you apply for the new card. The same goes for bank financial accounts.

4. After the cardholder loses his or her debit card and reports the loss of the bank card, only a few banks can provide number protection services. Most banks say that as long as the debit card is reported lost, they cannot help the cardholder keep the number and must replace it with a new one. Some banks can provide the service of replacing the card without changing the number when the debit card is damaged, but if it is lost, the number must be changed.

5. If the cardholder wants to retain the original card number, the bank needs to re-create the blank card with the established card number and transfer the customer data and information to the card production department. This kind of customization is obviously more troublesome than batch pre-production. . Not only do customers have to wait for a long time, but retaining the original number also incurs certain card production costs. Therefore, banks do not support cardholders in doing so.