If a credit card is overdue, it is usually more than three months before the bank will sue you

Because relevant laws and regulations clearly stipulate that when a credit card holder cannot repay the minimum payment for three consecutive months When the amount is exceeded, the credit card issuing bank has the right to file a lawsuit in court.

In addition, when the overdue amount of your credit card reaches more than 5,000 yuan, it is a malicious overdraft behavior and will constitute the crime of credit card fraud. You will also be blacklisted by banks and courts. among the list.

However, banks generally will not sue you when you are overdue. The bank will contact you first to repay the loan as soon as possible. If you fail to repay after being called by the bank, or the bank has not been able to contact you, you Will be sued by the bank.