Guangfa Bank Credit Card Requirements

Guangfa Credit Card Application Requirements:

1. Be at least 18 years old and less than or equal to 65 years old.

2. There is a branch of Guangfa Bank in the place of work or permanent residence.

3. Residents with registered residence in mainland China and foreigners will not accept incoming items (except Hong Kong, Macao, Taiwan and New Zealand). Cards can be issued to people from Hong Kong, Macao, Taiwan and New Zealand who meet certain conditions (the details will be confirmed after credit review).

4. The annual income reaches the local average level (pre-tax income).

5. High school diploma or below is required to have worked in this unit for one year. Other academic qualifications are not required.

Requirements for the use of Guangfa Credit Card:

1. Cardholders need to keep their credit cards properly and use them correctly, otherwise they will bear the consequences themselves.

2. Credit cards are not allowed to be lent to others. If losses are caused, the cardholder must bear the consequences.

3. Cardholders are not allowed to use credit cards to cash out, otherwise they will bear administrative liability.

4. Cardholders need to repay on time, otherwise large penalty interest will be incurred and the cardholder’s personal credit will be affected.

5. Cardholders can use their credit cards to make purchases at specially appointed units.

To apply for a Guangfa Credit Card, you need to provide a credit card application form and valid identity documents to Guangfa Bank. If the applicant fails to apply for a Guangfa Bank credit card, Guangfa Bank will not return the applicant's application materials, but Guangfa Bank will destroy the application materials regularly.

I would like to ask what are the requirements for applying for a Guangfa Bank credit card

The requirements for applying for a Guangfa Bank credit card are:

1. The applicant must be over 18 years old. Hold a valid identity document and be a natural person with full capacity for civil conduct.

2. The personal credit record is good and there are no overdue or other bad credit records.

3. Have a legal job and a stable source of income.

When applying, the required information is:

1. Identity proof information, such as: resident ID card, military officer ID card, household register, etc.

2. Work and income certification materials, such as: work permit, social security, salary statement, work certificate issued by the company where you work, tax payment certificate, etc.

3. Other auxiliary information, such as: graduation certificate, professional title, professional qualification certificate, personal real estate certificate, personal car driving license and other information.

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What are the requirements for applying for a Guangfa Credit Card?

The conditions for applying for a Guangfa Bank Credit Card are: :

1. Be over 18 years old and have full capacity for civil conduct.

2. Good credit, no bad overdue records.

3. No major breach of contract in the past year.

4. Have made deposits or purchased financial products at Guangfa Bank before.

5. Have certain assets in your name.

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The conditions for applying for a credit card from Guangfa are:

1. Have a stable job and income;

2. The city where you are resident has a branch of Guangfa Bank ;

3. Fill in the credit card online application information as required;

4. The age meets the requirements of China Guangfa Bank.

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Requirements for Guangfa Bank Credit Card

1. Applicants need to be over 18 years old The applicant must be 65 years old or older; 2. A valid identity document and proof of residence must be provided when applying. 3. Applicants need to have a stable job and income, and be able to provide relevant certificates. 4. Other conditions required by China Guangfa Bank.

There are many ways to apply for Guangfa Credit Card. Applicants can apply at the counter, online or at mobile booths. Friends who need to apply can choose the method that suits them. Of course, in order to increase the probability of getting the card, applicants can choose to apply at the counter or at a mobile stall. Because with the help of bank staff, you can increase the probability of applying for a credit card.

Compared with the four major banks, China Guangfa Bank’s credit card review is relatively relaxed.

After the application is approved, China Guangfa Bank will issue the card within 15 working days, and the applicant can activate it after receiving the card.

Let’s stop here to introduce the conditions required for Guangfa Bank’s credit card.