Because credit cards are different from debit cards, no matter how much and how long they are deposited, there is no interest.
Not only that, if you want to withdraw the money from the deposit, most banks will charge an overpayment to get back the handling fee.
The so-called overpayment refers to the overpayment of funds by credit card users or the funds deposited in credit card accounts, and a certain fee must be paid when they take them out.
Simply put, there are some deposits in the credit card that exceed the bills that should be repaid, and there is a charge for taking them out.
Extended data
Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.
main feature
Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.
It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
It is a high-tech product integrating financial business and computer technology.
Can reduce the use of cash currency.
It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.
It can simplify the collection procedure and save social labor.
It can promote commodity sales and stimulate social demand.
References:
? Baidu encyclopedia-credit card