Legal analysis: The standard for a large amount of credit card fraud in my country is the use of counterfeit credit cards, fraudulent credit cards with false identities, the use of abandoned credit cards or theft of other people's credit cards to commit credit card fraud, and the amount is more than 5,000 yuan, not to 50,000 yuan. As far as credit card crimes are concerned, if the amount is more than 5,000 yuan, it is considered a large amount and should be sentenced to fixed-term imprisonment of not more than 5 years or detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan.

Legal basis: "Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases Obstructing the Management of Credit Cards" Article 5 Use of counterfeit credit cards, credit cards obtained fraudulently with false identity certificates , invalidated credit card or fraudulently using another person’s credit card to conduct credit card fraud, and the amount is more than 5,000 yuan but less than 50,000 yuan, it shall be deemed as a “larger amount” as stipulated in Article 196 of the Criminal Law; if the amount is more than 50,000 yuan, If the amount is more than 500,000 yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 500,000 yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law. The amount is extremely huge."

Article 196 of the Criminal Law of the People's Republic of China and the People's Republic of China: Whoever commits credit card fraud in any of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and A fine of not less than 20,000 yuan but not more than 200,000 yuan shall be imposed; if the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other serious circumstances If the circumstances are particularly serious, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation: (1) Using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate (2) Using an expired credit card; (3) Pretending to use another person’s credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.