Hello, if you are using a China Merchants Bank credit card and repaying through our bank, the credit card payment will take 2 days to be credited, so it cannot be queried on the credit card website immediately after payment. Once the transfer is completed, your credit card credit limit can be restored, but your cash advance limit cannot be restored until a deposit is received.

Our bank’s credit card cash advance will incur corresponding handling fees and interest. Handling fee: The handling fee for domestic RMB cash advances is calculated at 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is calculated at 3% of the amount of each cash advance. Fees, the minimum charge is ￥30 yuan or US$3 per transaction; Interest: Cash advance transactions do not enjoy interest-free repayment treatment, and interest will be charged at a daily interest rate of 0.5% from the transaction date to the repayment date, calculated on a monthly basis Compound interest.

If you still have questions, you can call the customer service hotline 4008205555 or 8008205555, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer to a service specialist to answer your questions. Thank you for your attention and support!