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I got a credit card from the mortgage bank operated by Agricultural Bank of China. Does it matter if I don't use a credit card?
If you don't bundle other businesses, it doesn't matter.

Credit cards can only be used after activation. You can choose the following methods to activate:

1. Telephone self-service activation: dial the credit card customer service hotline 4006695599 with the home phone or mobile phone reserved when handling the card, and follow the voice prompts. At present, only self-service activation of ID card accounts is supported.

2. Manual telephone activation: Please call the credit card customer service hotline 4006695599 to switch to manual service, and activate the card after information verification.

3. Counter activation: the cardholder carries the card and the certificate used in the application to the outlet for activation.

4. Bank Activation: Select Credit Card-Settings-Card Activation.

5. Online banking activation:

(1) fashion users: select "credit card"->; "Settings", click the activate button.

(2) Classic users: log in to personal online banking, click "Return to Classic Edition" in the upper left corner of the page, and select "Credit Card"->; "card management"->; "Credit card activation".