Compare the three ETC credit cards to see which one is more cost-effective
For car owners, applying for an ETC credit card is very beneficial. In addition to enjoying gas, In addition to roadside assistance and other discounts, you can also take the ETC channel directly on the expressway, no longer having to queue to cross the expressway. There are many banks that issue ETC credit cards. Here are three of them. Card lovers can compare them to see which one is more cost-effective.
1. What is an ETC credit card?
ETC credit card mainly refers to a credit card that can be swiped through the ETC channel. With this type of credit card, you can use the ETC channel when traveling on the highway, and there is no need to I was queuing up to cross the expressway. I saw another long line of people queuing up to cross the expressway. It felt better to take the ETC channel.
ETC credit cards are only issued to car owners, which means that only car owners can apply. Car owners only need to bring a valid ID or valid company certificate, and the original motor vehicle driving license to the bank customer service outlet to apply for binding. formalities.
Introduction to the second and third ETC credit cards
1. Anhui ETC Long Card Credit Card
Anhui ETC Long Card Credit Card is a network of China Construction Bank Anhui Branch and Anhui Expressway A credit card product jointly issued by Operation Co., Ltd., this card has the functions of Anhui Transportation Card and Dragon Card IC Credit Card.
Scope of use: The card can be used to pay electronically at MTC parking channels and ETC non-parking channels on expressways in Anhui, Jiangsu, Zhejiang, Jiangxi, Fujian, Shanghai and other nationally networked provinces and cities.
In terms of benefits: The card can provide cardholders with a 50% discount on tolls when swiping the card on highways in Anhui Province. The gold card will give you 1 million yuan of high-value aviation accident insurance when you purchase air tickets. Points can be redeemed Fuel costs, free nationwide roadside assistance and more.
2. Tongqu ETC Credit Card
Tongqu ETC Credit Card is a regional co-branded IC card issued by the Hubei Branch of the Agricultural Bank of China. There are two types of gold cards and platinum cards. In addition to the general product features In addition to the credit card financial function, it also has application functions in the national highway non-stop toll collection industry.
Scope of use: Electronic payment can be realized in MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country.
In terms of rights and interests: you will get free OBU equipment when you apply for the card, enjoy a 10% discount on tolls by swiping your card on highways in connected cities, and enjoy 1 car wash and other services by swiping your card at 219 designated car wash stores in the province.
3. BOC Speed ??Credit Card
BOC Speed ??Credit Card is a UnionPay single-currency credit card issued by Bank of China and Beijing Speed ??Tong Technology Co., Ltd. In addition to the Great Wall Global Credit Card, the product The basic function also has the function of automatically withholding high-speed tolls for customers' express cards.
Scope of use: Electronic payment can be realized in MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country.
In terms of rights and interests: Customers insert the Speed ??Pass card into the car's on-board electronic tag and use it. When passing through the highway toll station, they can pass the ETC channel without stopping and enjoy a 50% discount on highway tolls.
3. Product evaluation summary
1. From the perspective of usage scope, Tongqu ETC Credit Card and BOC Speed ??Credit Card can be used nationwide, while Anhui ETC Dragon Card Credit Card has limited scope of application; /p>
2. In terms of fees, Tongqu ETC Credit Card Expressway charges are as low as 10% off, while Anhui ETC Dragon Card and Bank of China Express Credit Card both offer 9.5% off.
3. From the perspective of rights and interests, Anhui ETC Dragon Card Credit Card has more rights. Cardholders who pursue rights and interests can apply for this credit card.
Is there an annual fee for binding ETC to Shanghai Agricultural Bank of China credit card?
Our bank’s ETC credit card is free of annual fees in the first year. For gold cards, the card is swiped 5 times throughout the year, and for platinum cards, the card is swiped throughout the year. After 12 times, the annual fee for the next year is waived. For details on the specific annual fee policy, please contact our credit card customer service center. Tel: 4006695599.
How long does it take to review ETC credit cards? The timeliness is not high
Agricultural Bank of China, China Construction Bank, China Guangfa Bank, Bank of Communications, Bank of China and other banks have issued ETC credit cards. Different banks The credit card review standards and procedures are different, and the timeliness is also different. Card friends want to ask how long it will take to review an ETC credit card. They can only say that the timeliness is not as high as applying for a card online.
1. ETC credit card application
If car owners want to apply for an ETC credit card, they need to drive to any branch of the card-issuing bank to apply. The application materials that need to be provided to the bank include: Application Information Form , personal valid identity document, vehicle driving license and relevant financial certificates, and you must go to the site to apply for a vehicle.
2. How long does it take for ETC credit card review?
Take China Construction Bank as an example:
After receiving the application materials, the local branch will conduct a preliminary review and enter the customer into the system. The application materials and related declaration information will be reviewed by the provincial branch after approval, and finally uploaded to the Shanghai head office for comprehensive scoring. Cards will be issued if they meet the card issuance conditions. Under normal circumstances, the review time takes about 20 working days.
If you are eager to know the status of ETC credit card review, you can check the card application progress through various official channels as early as 10 working days after submitting the information. Of course, the timeliness of credit card review also depends on the number of cardholders, which directly affects the work efficiency of credit card personnel.
3. How to use ETC credit card
In short, ETC credit card generally requires you to apply for it at the bank, so the efficiency of issuing the card from the bank is not very high. And when applying for an ETC credit card, you need to sign many relevant documents. Applicants need to ensure that the information they provide is accurate and complete.
What bank cards can be bound to etc in Shanghai in 2022
Any bank card can be bound to etc.
If you are applying for a recharge type etc, you need to go to the etc service center to cancel it first, and then go to the bank to sign a contract and apply again.
etc itself is a bank card. It is a credit card that can be passed quickly at highway toll stations. After binding a debit card, automatic repayment can be set.
How to cancel the account of Bank of China Great Wall Hutong Credit Card?
Cancellation of the Great Wall Hutong account credit card:
1. If the Bank of China OBU equipment is installed, canceling the ETC credit card account does not mean canceling the OBU equipment. You will cancel the Great Wall Hutong credit card. After checking in, OBU equipment will not be deducted regularly. If you need to remove the OBU equipment, please go to the Shanghai Public Transport Company to remove the OBU equipment. Currently, ETC does not accept card replacement business.
2. Great Wall Hutong credit card account cancellation can be done through the credit card customer service hotline 4006695566.
3. After the Hutong credit card has been canceled, you need to unbind the Hutong credit card and the Hutong charge card first, and then go to the headquarters of Shanghai Public Transport Company to cancel the Hutong charge card.
4. The customer service hotline of Shanghai Public Transport is 12319, and the customer service hotline of ETC headquarters is 64692025.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How to apply for Shanghai ETC?
It can be processed in the following ways:
Shanghai ETC official website: Shanghai Public Transport Card Co., Ltd.
ETC Customer Service Center, Xuhui District, Shanghai No. 508 Wuzhong Road TEL: 64692025 Business hours: Monday to Sunday (except national holidays) 9:00-16:30
ICBC: 021-95588 (note: dial 021, otherwise So I called the head office in Beijing. They didn’t understand the local business in Shanghai and had no idea about the Shanghai Tong Card)
Extended information
The local ETC in Shanghai is called the Hutong Card , currently Shanghai, Zhejiang, Jiangsu, Jiangxi, Anhui, Fujian and other places have connected to the Internet.
The processing fee for the Hutong Card ETC is an initial installation fee of NT$390. Later, you can top up the card or pay the highway tolls with a credit card, and you will get a 50% discount on tolls in the Shanghai area. There are three types of Hutong cards: Class A charge cards, Class B charge cards and stored-value cards. The stored-value card is pre-recharged and can be recharged at ICBC or Liangyou convenience stores in Shanghai, or you can purchase a card writer and recharge online at home (card writer ￥120); the Class A charge card is a credit card associated with ICBC and should be used first You can repay later; the Class B charge card is a linked debit card, and you can just top up the debit card. (The ETC service center strongly recommends stored-value cards)
Because of the Internet connection, Sutong cards can also be used in Shanghai. Sutong cards are ETCs in Jiangsu, and the network coverage is no less than that of Shanghai Tong cards. The service comes with equipment (i.e. no initial installation fee). It can be processed in Kunshan, but the payment must be made in Jiangsu. 92% off on highways passing through Jiangsu. Therefore, this kind of equipment is suitable for people who often travel to Jiangsu.
This concludes the introduction to the Shanghai etc credit card and the unbinding of the Shanghai etc credit card. Have you found the information you need?