1. The balance displayed on the China Construction Bank credit card means the amount of consumption that has been accounted for, excluding unaccounted consumption or installments (in layman’s terms, it is the amount owed). A positive number is the amount you need to return, and a negative number indicates excess. deposit. \r\n\r\n2. The credit card limit is the overdraft limit given to you by the bank when you apply for a credit card at China Construction Bank. \r\nThe available credit refers to the maximum amount that can be consumed. \r\nWithdrawal limit refers to the amount of cash that can be withdrawn\r\nThose with a negative sign (-) in front of the balance are the money you have deposited, and those without a negative sign are the money you have overdrafted. \r\n\r\nIf the cardholder fails to repay in full, the balance of the bill will be displayed as xx yuan. If the cardholder has overpaid, the excess repayment will be displayed as "-xx" yuan. A negative sign means there is a balance on the credit card account, and no negative sign means there is still an outstanding balance on the credit card. \r\n\r\n3. For example, if you owe 920 yuan on your credit card, after depositing 1,000 yuan, the balance in the credit card should be 80 yuan, so the account balance will be displayed on the credit card statement. It’s -80 yuan. Prove that your credit card still has a balance of 80 yuan. \r\nTo put it more simply, the negative amount in your credit card is because you have paid more than what you owe the bank, so the bank owes you money. \r\n\r\nIf you have any questions, you can go to the bank counter or call the CCB Credit Card Center: 4008200588 for consultation.