1. First of all, when using the directional credit line of Jiangsu Credit Card, you need to choose a suitable consumption scenario and use the line according to your own financial needs. It can be shopping, tourism, education expenditure, medical expenditure, etc. Ensure that the consumption of the use limit is reasonable and necessary.

2. Secondly, use credit card for consumption, and use credit card for payment in the selected consumption scenario. When paying, make sure to use a credit card that enjoys the directional limit, and the payment amount is within the limit.

3. Final repayment: repay on time within the repayment period specified in the quota. The repayment method can be full repayment or minimum repayment, which is determined according to the usage rules of the quota. Timely repayment can avoid generating additional interest and expenses.