There are generally three levels of credit cards, namely regular card, gold card and platinum card. The platinum card has the highest level and the corresponding annual fee is also more expensive, which discourages many cardholders. In fact, many credit card application platforms have launched platinum cards with no annual fees, or even lifetime annual fee exemptions. There is no annual fee pressure at all after applying for the card. So, what are the platinum cards with no annual fee for life? Recommended platinum credit card with no annual fee for life!
1. Pufa Dream Card Classic Platinum Card. This is a credit card suitable for business travelers with travel needs. It does not have any special benefits. The biggest highlight is the exclusive benefits of UnionPay Platinum Card, such as airport CIP fast security check and lounge benefits, Hyatt Hotel Group’s three-for-two benefits, 1 Yuan shopping mall parking privilege, 50% discount on buffet and afternoon tea for two persons in star-rated hotels. In addition, you can also enjoy Shanghai Pudong Development Bank's own brand activities, such as 50% off food every day, Xiaoura Huihua merchant alliance discounts, etc., which are quite good.
2. Everbright Douyin co-branded credit card. Although it is a platinum card, it is actually a titanium card. In addition to being able to waive annual fees for life, the biggest highlight of this credit card is the 3-point/year Longteng VIP service, which is very suitable for business travelers with travel needs. You can also enjoy the rights of Douyin Internet celebrities when you apply for the card, such as 50% off on word-of-mouth payments at Douyin Internet celebrity food stores, random instant discounts on Douyin Internet celebrity products when shopping on JD.com, and Haidilao electronic rights for purchasing 100 yuan of Douyin cards for 30 yuan. These are one-to-one benefits. A credit card with no annual fees for life is worth applying for.
3. Dragon Card MUSE Credit Card. It is a Visa single-label credit card. The biggest highlight is the high cash rebates. Fourteen overseas brand merchants enjoy 8% cash back when swiping the card. The monthly cash rebate limit for each card is 600 US dollars; the five major overseas duty-free chain stores get cash back when swiping the card. 8%, capped at $300 per card per month. In addition, you can also enjoy travel protection rights such as high aviation accident insurance, flight and baggage delay insurance, and free currency exchange fees. When applying for the card, you will be issued a global payment card, so foreign currency transactions will automatically be converted into RMB and recorded in your account. You only need to repay in RMB, which is suitable for customers with overseas travel needs.
4. Bank of Communications Premium Platinum Card Set. This card is very suitable for wool enthusiasts, people who need mileage redemption, and business people going abroad. You can enjoy the benefits of free annual fee of 500 yuan in the first year, and free of charge for the next year if you make 6 transactions; free overseas cash withdrawal fees; and 3 free VIP visits to Longteng overseas airports. room; redeem 5 major airline miles, 18 points = 1 mile; use the card to enjoy a 5% instant discount on a single purchase of 98 yuan or more at designated supermarkets and gas stations on Friday; grab a 30 yuan red envelope and coupon on Friday; On Friday, Starbucks stores will give you 20 credit points when you spend 55 or more.
5. Pudong Development and China Resources Tong co-branded credit card. It is more suitable for those who patronize China Resources and mid-range business people. Enjoy the benefits with no annual fee and enjoy one-year China Resources Access exclusive membership. Enjoy discounts such as 10% off on Pacific Coffee; accumulate 1 CR Touch point for every RMB 2 spent on the UnionPay version; accumulate 6 CR Touch points for every US$1 spent on the VISA version.
The above are recommendations for platinum cards with lifetime annual fee exemption. You can submit an application based on your actual personal needs. Do not blindly pursue high limits, otherwise you may over-borrow and eventually be unable to repay.