As one of the four major state-owned banks, Agricultural Bank of China is an important part of China's financial system. It can provide banking and retail banking products and services to various companies, and can also carry out financial market business and asset management. business. Compared with other state-owned banks, Agricultural Bank of China is relatively close to the people, so its credit card application threshold will be lower. After getting a credit card from the Agricultural Bank of China, the most concerned question among friends is how to increase the limit of the card. So what should I do if the limit of the Agricultural Bank of China credit card has not changed? Try these methods!

If you want to successfully increase the credit limit of your Agricultural Bank of China credit card, you must first meet two basic conditions: the Agricultural Bank of China credit card has been used for more than 6 months and there is no overdue credit record in the past two years. In addition, everyone must maintain good card usage habits and spend more with your card to increase your credit limit faster. If the limit increase fails, although Agricultural Bank of China does not limit the number of limit increase applications, the editor does not recommend that you frequently submit credit card limit increase applications, because every time you submit a credit card limit increase application, your credit will be checked once, and there are too many hard inquiries. It will ruin our credit score and affect later credit card and loan applications.

So what should you do if you are unable to withdraw funds from your Agricultural Bank of China credit card? You might as well try these methods:

1. Use a lot of credit cards for consumption: When conditions permit, use a lot of Agricultural Bank of China credit cards for consumption. Try to make more than 8 purchases per month, and the type of consumption It is necessary to diversify, focus on physical stores rather than online shopping, and increase consumption at real offline merchants.

2. Credit card installment limit increase: When you use your credit card normally, you can also make a budget for yourself for the limit increase period. When the period is approaching, make a partial bill amount of 3-6 Periodic installments are also very helpful for increasing the credit card limit.

In addition, the editor would like to remind everyone that the temporary limit of Agricultural Bank of China will affect the increase of the fixed limit. Every time the temporary limit is increased, it will take up an opportunity to increase the fixed limit. Cardholders should try to avoid it. Use the temporary quota. . I hope the above methods can provide you with some help and make you feel more comfortable when using your Agricultural Bank of China credit card.