If the industrial and commercial car loan card has already paid 8,000 yuan, you can call the service hotline of Industrial and Commercial Bank of China and transfer it to manual customer service to handle the deposit error of the car loan card. The customer service will help the lender transfer the extra money to the designated account.

When buying a car by stages, ICBC will issue an industrial and commercial car loan card, which is mainly used to repay the loan. There are no other value-added functions. The bank will deduct money from the car loan card every month, and the amount of deduction is fixed. Paying more than 8,000 yuan will not be automatically deducted, but you can't withdraw money directly with your car loan card. The excess of the repayment amount greater than the repayment amount of each installment is called overpayment.

The handling method of overpayment is 1. Calling ICBC's service hotline to handle the misplacing of car loan cards will help lenders transfer excess money to designated accounts. 2. If the total repayment amount of the credit card is not paid off, the "overpayment" can be reserved for the next period, so you don't have to pay so much money in the next period. 3. If the car loan card has been repaid, you can also redeem the overpaid part by swiping the card, and the overpaid part will be used by default.

Need to be reminded that for those who overpay a large amount, it is best to call ICBC's service phone to handle the car loan card misdeposit business and transfer the funds in the car loan card to the corresponding debit card account, because this method is lower than the credit card redemption fee.