A credit card showing high risk means that the cardholder's borrowing risk in the bank is very high, which is equivalent to being on the bank's blacklist. Mintai Bank generally refers to Zhejiang Mintai Commercial Bank. Zhejiang Mintai Commercial Bank is headquartered in Wenling City, Taizhou City, Zhejiang Province. It was formerly Wenling City Credit Cooperative founded in May 1988. On August 18, 2006, it was renamed Zhejiang Mintai Commercial Bank. There are many reasons for the high risk of this kind of credit card, among which serious overdue credit, debt ratio above 50%, total credit extension is too high, long-term borrowing, frequent card application and loan application, being too old or even having a bad credit account may be listed by the bank. Enter the high-risk customer list.