bank credit card cancellation process:
1. Call the bank credit card service hotline, and the customer service staff will inform the customer of the credit card status;
2. after 45 days of applying for account cancellation, if the customer's credit card has no debt and balance, the bank customer service staff will close the credit card account;
3. If the credit card still has arrears, it can be cancelled only after repayment;
4. If the balance is still available, you can return it to the branch of the bank.
Recovery after cancellation of bank credit card:
1. The account that has not been cancelled can be recovered. If there is no account cancellation, the customer service staff can restore the card and check the information when opening the card as required.
2. if the card is cancelled and the account is cancelled, it cannot be restored. If the cardholder cancels the card and goes through the cancellation procedures, the credit card cannot be resumed.