1. It works. When handling bank cash installments, the signed contract or telephone customer service will clearly inform you that the funds need to be used for consumption, and the cardholder is required to keep the originals of relevant consumption vouchers and cooperate with subsequent investigations. If the cardholder does not upload the consumption voucher for the cash installment, the bank has the right to require the cardholder to pay off the entire debt at once, including the remaining installment principal, installment fees and related fees, and has the right to refuse the cardholder's re-application. Cash installment.

2. Uploaded consumption vouchers include but are not limited to invoices, receipts, credit card slips, supermarket shopping receipts, transaction contracts, Alipay or WeChat consumption screenshots, etc. Transfer records cannot be used as consumption vouchers. The consumption vouchers must be able to prove that the funds are used for consumption.

1. What are the credit card consumption vouchers?

There are many types of credit card consumption vouchers. Generally, as long as the cardholder uses the credit card for consumption in daily life, various vouchers provided by the merchant will be sufficient, including: purchase orders, invoices, decoration contracts, Screenshots of online transaction orders, medical vouchers, transfer screenshots, debit card bills/Alipay bills, etc., air tickets, bus tickets, itineraries, attraction tickets, etc. It should be noted that no matter what kind of consumption voucher it is, it must match the consumption date, otherwise it will be considered by the bank as an invalid consumption voucher and you will need to provide it again.

2. How to obtain credit card consumption voucher?

Usually there is no need to do it deliberately. When you use a credit card to make purchases at the POS machine, the purchase form will usually be printed out automatically. If you are shopping online, some merchants will mail the contract and invoice, so you only need to Just keep the various vouchers you receive and submit them directly when the bank asks for them. Of course, some cardholders may lose their consumption vouchers. They can take the initiative to explain to the bank when the bank asks for them, saying that they accidentally lost the invoice or purchase form and see if the bank can let you pass; or if there is no receipt, You can also tell the bank that the merchant does not issue invoices due to discounts, etc. However, it should be noted that if the consumption voucher provided does not pass the bank's review, the bank will not only require full repayment, but may also reduce the credit card limit or block the card. If you encounter this situation, you can try to communicate with the bank. If the communication fails, then cancel the credit card after paying off the outstanding balance.