I often receive a lot of advice about how to do if my card friends can't pay back their credit cards. Among them, the question raised by my card friends is very typical: if I have more than two credit cards in my hand, can I repay each other? Although this approach seems feasible, there will be great risks if it is really done. Let's take a look at it. Can two credit cards repay each other? For example, card friend Xiaoci has two credit cards, with a credit limit of 1, yuan for A card and 2, yuan for B card. After spending money with A card, he swipes the money from B card through the POS machine to repay A card. Then wait until the bill of B card comes out, and then brush out the money from A card to repay B card, so that two cards can be used to repay each other all the time. It seems beautiful, and you can solve the problem by paying a little credit card fee, but it is risky.

Consequences of mutual repayment of two credit cards: 1. According to the operation method described above, mutual repayment of two credit cards is realized by cashing out through POS machines, and we all know that cashing out credit cards is an illegal card use behavior. If you touch the bank's risk control point, the bank will reduce the amount and seal the card. 2. On the surface, the mutual repayment of two credit cards is successful, but you will always owe the bank a sum of money, that is, the consumption before mutual repayment. Even if you pay off your bill this month, you still need to continue to repay it next month. This cycle is endless, unless you pay off it yourself. 3. If the POS machines used are irregular, such as some code skipping machines, second cleaning machines, etc., your information may be leaked, and it is also possible that the cards are stolen. The above is the introduction of "Can two credit cards repay each other?" In a word, it is possible for two credit cards to repay each other, but the risk is great, so don't try it easily. Of course, the best way is to control your desire to swipe your card and spend it under the conditions you can afford.