As long as you confirm that the staff is the staff of the issuing bank, you don't have to worry. Try to check the identity of the staff through the customer service hotline.

Most cards are not activated without other fees, which will have no other influence on you. After the expiration date, the card will automatically become invalid. You can directly explain the card type, and we will help you judge. After that, you can check the card processing progress through the application progress.